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Chapter I : Preliminary
Chapter II : Digital Signature
Chapter III : Electronic Governance
Chapter IV : Attribution, Acknowledgment And Despatch Of Electronic Records
Chapter V : Secure Electronic Records And Secure Digital Signatures
ChapterVI : Regulation Certifying Authorities
Chapter VII : Digital Signature Certificates
Chapter VIII : Duties
Of Subscribers
Chapter IX : Penalties And Adjudication
ChapterX : The Cyber Regulations Appellate Tribunal
Chapter XI : Offences
Chapter XII : Network Service Providers Not Be Liable In Certain Cases.
Chapter XIII : Miscellaneous
The First Schedule : Amendment To The Indian Penal Code (See Section 91)(45 Of
1860]
The Second Schedule: Amendments To The Indian Evidence Act, 1872 (See Section
92) [1 Of 1872]
The Third Schedule : Amendments To The Bankers' Books Evidence Act, 1891 (See
Section 93) [18 Of 1891]
The Fourth Schedule : Amendment To The Reserve Bank Of India Act, 1934 (See
Section 94) [2 Of 1934]
THE THIRD SCHEDULE
: AMENDMENTS TO THE BANKERS' BOOKS EVIDENCE ACT, 1891 (See section 93)
[18 OF 1891]
1. In section 2-
(a) for clause (3), the following clause shall be substitute namely :-
(3) "bankers books " include ledgers, day-books, cash-books,
account-books and all
other books used in the ordinary business of a bank whether kept in the
written form
or as printouts of data stored in a floppy, disc, tape or any other form
of electromagnetic
data storage device;
(b) for clause (8), the following clause shall be substituted, namely
(8) "certified copy" means when the books of a bank,-
(a) are maintained in written form, a copy of any entry in such books
together with a certificate written at the foot of such copy that it is
a true copy of
such entry, that such entry is contained in one of the ordinary books
of the bank and
was made in the usual and ordinary course of business and that such books
is still in
the custody of the bank, and where the copy was obtained by mechanical
or other
process which in itself ensured the accuracy of the copy, a further certificate
to that
effect, but where the book from which such copy was prepared has been
destroyed
in the usual course of the bank's business after the date on which the
copy has been
so prepared, a further certificate to that effect, each such certificate
being dated and
subscribed by the principal accountant or manager of the bank with his
name and
official title; and consists of printouts of data stored in a floppy, disc, tape or any
other
electro-magnetic data storage device, a printout of such entry or a copy
of such
printout together with such statements certified in accordance with the
provisions of
section 2A;
2. After section 2,
the following section shall be inserted, namely :-
"2A. Conditions in the printout.
A printout of entry or a copy of printout referred to in sub-section (8)
of section 2
shall be accompanied by the following, namely :-
(a) a certificate to the effect that it is a printout of such entry or
a copy of such
printout by the principal accountant or branch manager ; and
(b) a certificate by a person in-charge of computer system containing
a brief
descriptions of the computer system and the particulars of-
(A) the safeguards adopted by the system to ensure that data is entered
or any
other operation performed only by authorised persons;
(B) the safeguards adopted to prevent and detect unauthorised change of
data;
(C) the safeguards available to retrieve data that is lost due to systemic
failure
or any other reasons;
(D) the manner in which data is transferred from the system to removable
media like floppies, discs, tapes or other electro-magnetic data storage
devices;
(E) the mode of verification in order to ensure that data has been accurately
transferred to such removable media;
(F) the mode of identification of such data storage devices;
(G) the arrangements for the storage and custody of such storage devices;
(H) the safeguards to prevent and detect any tampering with the system;
and
(I) any other factor which will vouch for the integrity and accuracy of
the system.
(c) a further certificate from the person in-charge of the computer system
to the
effect that to the best of his knowledge and behalf, such computer system
operated
properly at the material time, he was provided with all the relevant data
and the
printout in question represents correctly, or is appropriately derived
from, the
relevant data".

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